A while back we switched over to an all-cash system for our family finances, and every two weeks these babies get re-filled with bills. The cash was just begging to get out of these disgraceful things. Not exactly a good savings plan.But say hello to the new envelope system, made of scraps from my favorite living room pillow.
A place for cash...four gusseted pockets. The pink thread makes me smile.
One extra pocket on the fold-up flap for my personal money, coupons, stamps, etc.
I do have a few cards (e.g., credit and discount cards, insurance cards) so I made a place for those. The bottom flap is empty on the inside, and a zipper pouch would have solved the coin problem, so I may incorporate that in the future. My sister-in-law has been looking for a stylish solution to the envelope system, so she will get the new and improved version, whenever I have time to make it.
Of course, there are several things I could have done differently...a flap snap, a key loop, heavier interfacing. Even so, my money never wants to leave its new home.
Does anyone else use a cash system? How do you carry your money? Have you seen a pre-made wallet that incorporates cash categories? I always have to reinvent the wheel, but I'd love to know if there are other products out there. If there aren't, maybe this would be something to add to the shop.
And now, Jonesey, you know why I missed the book party. I got so caught up in my project I forgot (and naptime has come and gone with not much blog reading). My loss!
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5 comments:
That is so cool. We have not gone to cash although Jones would really like to. I just couldn't do it.
But that is just too cool. Mayeb I would want to do it if I had a super cool beautiful wallet like that one.
Congratulations. And the book club will always be there just hanging around waiting for you to share all your helpful thoughts with us :)
put one in the shop anyway!
LOVE IT!
We keep meaning to get an envelope system down but haven't yet. We took Dave Ramsey's Financial Peace University last year and learned a lot about saving and retirement and all that fun stuff. Well, I learned a lot, Will was pretty much raised with it. Anyway, we just haven't gotten around to the envelope system yet but we will soon. Dave Ramsey actually has his own version of an "enevelope" wallet (you can get it from his website) and Will's parents got us one for Christmas. I am currently using it as my wallet and I love it! It has labeled card slots and labeled dividers for the cash and one for receipts as well. It also has a little convenient place for coins.
I love the one you made! I think it would be a great addition to your shop!
We took the Dave Ramsey class last year as well, and worked with a budget for a few months before my mother got very ill and all kinds of planning went out the window. We need to get back to it. Instead of cash, though, we just budgeted how much we had to spend, and kept up with it, using our debit cards.
We have kept up with the snowball system of getting rid of credit, and are about to pay off our last card. Only the car payment and student loans left! Good luck!
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